07 理财
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尼克：很高兴听到你成了理财专家。
ellen: i opened a saving-account last month to save some money for a rainy day. but i also know we shouldn't work just to save, we also should live life to the full.
艾伦：我上个月开了个储蓄账户，存些钱以备不时之需。但是我也知道我们不应该只为了存钱而工作，我们还应该享受生活。
nick: aha, by the way, how much will you save every month?
尼克：啊哈，顺便问一句，你打算每月存多少？
ellen: 2000 yuan per month, maybe even more.
艾伦：一个月2000元，也许会更多。
notes
1. bank of china 中国银行
2. overdraft ['?uv?dr?ft] n. 透支
3. curb [k?:b] n. 路边；克制；v. 抑制；勒住
4. for a rainy day 以防不时之需
小贴士
the advantages of saving money
everyone must work to live their lives, but many people are fortunate enough to make more money than they immediately need. what should they do with this remaining ie? it is tempting for people to spend it all on things they desire,but if you have learned to manage money matters, it is better to save at least a portion of the extra ie for a rainy day.
by saving money, people give themselves more security. you cannot predict the future; perhaps one day you will lose your job. at a time like this your savings can spare you a great deal of suffering and help bridge you over. in addition,saving money allows people to lay up a larger sum with which you can buy something more valuable. for example, you may be able to buy a car with your savings. if you learn to save money, you can gain more advantages in the future.you will lead a more secure and, thus, happier life.
存钱的好处
每个人都必须工作以求生存，但是有许多人很幸运，能够赚得比他们需要的还要多的钱。人们应该如何处理这些余下的收入呢？把钱全花在自己想买的东西上是很诱人的，但是如果你学会了理财，你最好至少把一部分的额外收入存起来，以备不时之需。
通过存钱，人们能获得更多的安全感。未来是无法预测的，或许有一天你会失业。碰到诸如这样的情况，存款就可以让你免去许多痛苦，帮助你渡过难关。此外，存钱可以使人积累较多的钱，可以用于买更有价值的东西。例如，我们可以用存款买车子。如果我们学会存钱，未来可以获得更多的好处。我们将过着更有安全感而且更快乐的
尼克：很高兴听到你成了理财专家。
ellen: i opened a saving-account last month to save some money for a rainy day. but i also know we shouldn't work just to save, we also should live life to the full.
艾伦：我上个月开了个储蓄账户，存些钱以备不时之需。但是我也知道我们不应该只为了存钱而工作，我们还应该享受生活。
nick: aha, by the way, how much will you save every month?
尼克：啊哈，顺便问一句，你打算每月存多少？
ellen: 2000 yuan per month, maybe even more.
艾伦：一个月2000元，也许会更多。
notes
1. bank of china 中国银行
2. overdraft ['?uv?dr?ft] n. 透支
3. curb [k?:b] n. 路边；克制；v. 抑制；勒住
4. for a rainy day 以防不时之需
小贴士
the advantages of saving money
everyone must work to live their lives, but many people are fortunate enough to make more money than they immediately need. what should they do with this remaining ie? it is tempting for people to spend it all on things they desire,but if you have learned to manage money matters, it is better to save at least a portion of the extra ie for a rainy day.
by saving money, people give themselves more security. you cannot predict the future; perhaps one day you will lose your job. at a time like this your savings can spare you a great deal of suffering and help bridge you over. in addition,saving money allows people to lay up a larger sum with which you can buy something more valuable. for example, you may be able to buy a car with your savings. if you learn to save money, you can gain more advantages in the future.you will lead a more secure and, thus, happier life.
存钱的好处
每个人都必须工作以求生存，但是有许多人很幸运，能够赚得比他们需要的还要多的钱。人们应该如何处理这些余下的收入呢？把钱全花在自己想买的东西上是很诱人的，但是如果你学会了理财，你最好至少把一部分的额外收入存起来，以备不时之需。
通过存钱，人们能获得更多的安全感。未来是无法预测的，或许有一天你会失业。碰到诸如这样的情况，存款就可以让你免去许多痛苦，帮助你渡过难关。此外，存钱可以使人积累较多的钱，可以用于买更有价值的东西。例如，我们可以用存款买车子。如果我们学会存钱，未来可以获得更多的好处。我们将过着更有安全感而且更快乐的